As we face the economic and public health impacts of COVID-19, our state has taken a number of important steps to provide relief for Californians affected by the disease. Below is a brief summary of some resources that may be helpful to you. Keep in mind that news is evolving rapidly. This information is up to date as of March 26, 2020. As always, if you have questions, please contact me at firstname.lastname@example.org or visit my website.
Financial Relief For Those Affected by COVID-19
The State of California is working to soften the financial impact of COVID-19 on residents who are struggling to pay their mortgage and bills. Citigroup, JP Morgan Chase, US Bank, Wells Fargo, and nearly 200 state-chartered banks, credit unions, and servicers have committed to providing relief for consumers and homeowners in California.
Under a proposal announced by Governor Newsom this week, Californians who are struggling with the COVID-19 crisis may be eligible for the following relief after contacting their financial institution:
90-day grace period for all mortgage payments
If you are impacted by COVID-19, the financial institutions listed above will offer mortgage-payment forbearances of up to 90 days, which allow you to reduce or delay your monthly mortgage payment.
Relief from fees and charges for 90 days
For at least 90 days, financial institutions will waive or refund mortgage-related late fees and other fees including early CD withdrawals.
No new foreclosures for 60 days
Financial institutions will not start any foreclosure sales or evictions.
No credit score changes for accessing relief
If you are taking advantage of this COVID-19-related relief, late or missed payments will not be shared with credit reporting agencies.
Visit the Governor's website for more detailed information and be sure to contact your financial institution for specifics.
As of March 26, the following communities in Senate District 19 have enacted temporary moratoriums on evictions for those affected by COVID-19. Check your neighborhood's website for more information.
Santa Barbara County
Covered California has opened the health insurance exchange to any eligible uninsured individuals who need health care coverage amid the COVID-19 national emergency. Anyone who meets Covered California's eligibility requirements, which are similar to those in place during the annual open-enrollment period, can sign up for coverage through June 30. Visit coveredca.com for more information.
Governor Newsom recently signed an Executive Order ensuring that even if schools close temporarily because of COVID-19, they can continue to receive state funding, including for free meals for children under the age of 18.
For a list of school districts offering meal service in your county, follow the links below:
Santa Barbara County Office of Education
Ventura County Office of Education
There are ways to safely help your community during the COVID-19 outbreak. Visit the California Volunteers website for a list of ways to help.
COVID-19 Teleconference Town Hall: Support for Workers
I recently hosted a teleconference town hall with Assemblymember Monique Limón and Congressman Salud Carbajal to discuss the differences between Unemployment Insurance, Disability Insurance, and Paid Family Leave, how to determine which program applies to you, and how to file a claim.
If you missed it, you can listen to a recording by visiting my website.
To file a claim, visit the Employment Development Department's website. They are receiving a large volume of calls so the best way to file is online.
For the latest COVID-19 updates in your community, visit:
Please visit my website for more information or follow me on Twitter and Facebook for timely updates.
Senator, 19th District